Can I Retire Now?

Why 80% of New Year’s Resolutions Fail (and the Simple Fix That Works) (Ep. 37)

Nick J. Russell, CRPC® & Becky Wagoner

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0:00 | 30:31

Do your New Year's resolutions fade by mid-January? Are you ready to approach goal-setting in a way that actually works for you?

In this episode, Nick Russell and Becky Wagoner explore practical strategies for setting and achieving goals throughout the year. From choosing the right time to set goals based on your personal rhythm to understanding why writing them down makes such a dramatic difference, they share insights that go beyond typical resolution advice. 

They discuss the surprising second Friday of January, known as "Quitter's Day," and offer fresh perspectives on making goals fun, meaningful, and achievable across health, wealth, personal space, social connection, and whimsy.

Key takeaways:

  • Choosing the best time to set goals based on personal rhythm rather than defaulting to January 1st for better results
  • Covering diverse goal categories, including health, wealth, personal space, social connection, and whimsy for balance
  • Writing goals down increases achievement rates dramatically, with Harvard MBAs earning 10x more when they documented goals
  • Making goals action-oriented rather than avoidance-based to increase the likelihood of following through successfully
  • Creating fun elements like bingo cards or pasta shape challenges to maintain motivation throughout the year
  • And More!

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